A Morning at BCBC – What to Expect!

We thought it might be useful to give our readers and prospective members a little “sneak peek” in to our Thursday morning meetings. Designed to be a lead generation and mentoring group, BCBC has grown multi-fold over the past 17 years!

Here is what to expect!

BCBC members convene “officially” at 7:15 a.m. every Thursday but encourage our membership to arrive by 7am to “catch-up”.

Our first “order of business” is to introduce any visitors and then take turns with our “30-second promotional” – aka the “elevator pitch”.  Personalities shine during these 30 seconds as poems, clever slogans and stories are used in many a pitch to garner and maintain interest!

After our 30 -second promotional we then do “Leads and Thank- Yous”.  For some, this is the “meat” of the meeting where leads to and from each member are generated.  Also, we acknowledge those who have helped grow our businesses , our mentors, and  much more.

Old and New business is discussed with upcoming events and “biz tips” being announced.  You can see a sample of upcoming events here. 

More “food for thought” is offered during our two- ten minute presentations by members.  This is truly the educational portion of our meeting and much information has been shared during these 20 minutes. While it seems short in time, it is not “short” in sharing of expertise.

Did we mention that there is breakfast being served and endless coffee and tea being poured throughout our time together!?!

We continue our meeting with a second round of 30-second promotions (and visitors get a full minute here).  Then on to our “thought of the week”.

Don’t be surprised to see may a member linger to chat, share more information or go more in-depth about lead generation.

Lastly… the very best part of our BCBC meeting is … friendships, business relationships and mentoring all  continue well outside the Thursday morning meetings.

Tips for Arriving to School Safely (reprint)

This is a reprint (with permission) from our member, Louise Sattler. Please read the entire article here

 

I take matters of safety seriously.  Especially when it comes to the safety of our children in schools.  Thus, I have compiled some resources and tips for you to pass on to your children – including those who are off to college. Please feel free to share your own helpful information in the comment section below.

 

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Walking to School 

Sadly we live in a world where the simple task of walking to school can be unsafe. Please be sure to have your young children walk to school or a school bus stop supervised by an adult or a responsible teen-ager.

  • TIP: Have your child carry ID in case they become lost or there is a medical emergency.

RESOURCES

 


 

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Walking on Campus

Our “children” who walk on college campuses also are at risk for their safety. Please consider enrolling them in a personal safety workshop or course prior to their  first day of college life.  And, consider providing them, where allowed, safety tools such as pepper spray.

DamselProGal.com , by the Safety Advocateis a website where you will find much information about personal safety for coeds.

Related: Crimes on College Campus Report

TIP: Having an ID with medical and important data can be a lifesaver, especially if the student has a chronic condition, such as epilepsy or diabetes. Also, having ICE on the phone contact list is recommended by many emergency personnel. (In Case of EMERGENCY – ICE)

Upcoming events with our BCBC members- FALL 2018

Friday-9/7 Saturday-9/8 & Sunday-9/9 BCBC & Guests Fri-5pm-9pm

Sat-11am-11pm Sun-12pm-8pm

36th ANNUAL LOMITA FAIR – St. Margaret Mary Catholic Church—25511 Eshelman Avenue, Lomita, CA 90717.  Fun and Safe evening for the whole family. Linda Benecke/Damsel and Lori McConnaha/Mary Kay are sharing a table/tent area.
Tuesdays Sept 11th – Oct 30th  BCBC & Guests 9-10am & 6-7pm Bones for Life Classes – at  Remedy Pharm 23811 Hawthorne Blvd. Torrance 90505. Take all 8 classes– Cost $72 for 8 wk series or $15 per class on drop in basis. Don’t hesitate to contact Joy if you have questions or concerns – joyfulmobility@gmail.comor .
Thursdays  Sept 13th – Nov 1st     BCBC & Guests 9:30-1030am Align the Spine Classes – at  Remedy Pharm 23811 Hawthorne Blvd. Torrance 90505. Take all 8 classes– Cost $72 for 8 wk series or $15 per class on drop in basis. Don’t hesitate to contact Joy if you have questions or concerns
First Mondays

Oct 1st

BCBC & Guests 6-8pm First Monday “social hour” at Brio Coastal, Del Amo Fashion Mall, Torrance.  The  price is right ($5.00 for social hour drinks and for bar bites aka appetizers)

Joy Daunis Selected as Student Photographer of the Month!

Joy Daunis believes you always need to hone your craft! That is why she continues to take classes at  This month she was selected by Paul’s Photography Studio as STUDENT OF THE MONTH.  Here is an example of her photography skills extraordinaire!

 

 

Long Journey in to the “Stroke World” Sans Enough Insurance

by Lynn Cardarelli

It seemed that it was a typical day. But, it wasn’t. March 8, 2016 at 10 in the morning would start off being the worst of worst days. My name is Lynn Cardarelli and among other hats I wear, I am an insurance agent. When you work in this profession you know that bad things can happen to great people, but I didn’t expect that it would be “my turn”, let alone that of my long-time beau, Joe.

So, here is how my “worst day” began… I am working in my home office. Joe comes in says he isn’t feeling well and wants me to make a doctor’s appointment for him. While an unusual request, it didn’t seem too “odd” as I suspected he was not well. He would normally goes to the gym at 4:30 AM to work out, however that morning he had crawled back into bed and said he wasn’t feeling well and needed to sleep. For him to miss his workout is atypical so I figured he must be getting sick and I was going to call the doctor. Then I took looked at him. He wasn’t sick. He was staggering as if he was drunk. He acted disoriented and was holding onto the wall trying to put his clothes on. I knew then… Joe was having a stroke.

I called 911. (Commence solemn music) This is where the nightmare truly beings. Hours spent in the ER as hordes of medical professionals determine treatment and finally find a bed for him. Then starts the ongoing days and nights in the hospital room waiting for him to wake up. Praying that he would come out of it all right. And, once he woke up, a blessing, we began to discover the extent of the damage.

The long journey now becomes longer…

From the hospital Joe went into a nursing facility only to be back to the hospital again. Rinse and repeat for seven months. That is what it feels like, but not in a good or cleansing way. But, more futile as the challenge is where does beloved Joe go next? More care facilities? Remain in the hospital?

A stroke can make someone feel like they are in prison. And, their caregivers like they are helpless.

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Joe does not have use of the right side of his body and there is no way of knowing if this his new normal or if it will come back. Mentally he is like someone who has suffered PTSD.  And, I continue to pray.

Our future is uncertain and the fears, the tears and the prayers take their toll.

 Joe has good medical insurance. I am an insurance agent and I know the policies. I know what medical insurance policies including Medicare and policies that supplement or replace Medicare do and do not cover. Most policies cover a 100 days in a skilled nursing/rehabilitation center, so many hours of speech, physical and occupational therapy, home health care etc. If durable medical equipment is needed, the recipient normally has a 20% coinsurance. Most policies do not cover retrofitting the house for an individual who is immobile.

I know I must not be alone – there are others who have their “Joes”.

Being struck by a critical illness – stroke, heart attack, cancer, ALS, MS, Dementia etc. – cost money and if a Boomer is not properly insured the illness will destroy their retirement funds.

Boomers should know what their health insurance policies covers or if on Medicare, what Medicare covers. And, to protect the home and financial future you should have policies such as…

  1. Long Term Care
  2. Critical Illness or a Cancer/Stroke/Heart Attack policy
  3. Hospital policy
  4. Disability Income policy (if still working)

These policies provide for money to cover the costs that medical insurance, including Medicare, does not cover. They provide money to live on while recovering, money for additional time in a skilled nursing facility, money for additional days of therapy and money to cover alternative treatments.

Many have bought policies through their work and will let them go when they retire. You should review the policies you own with a trusted Insurance Agent. Sometimes, if the company allows it, it is better to keep those policies in place during retirement. Regardless of age, individuals should look at acquiring additional protection against critical illness. In my Stroke Support group, I am always surprised by the number of stroke survivors who are in their 20’s and 30’s.

Joe’s stroke has cost over a half million dollars. The insurance company is bearing the majority of the cost. We are responsible for a portion of the cost. A Long Term Care Policy would have significantly reduced the financial burden of his recovery. There are options every Boomer should discuss an insurance agent.

Joe and my journey is long on a road we did not want to discover. He was healthy. I am healthy. And, now we are both severely impacted physically and emotionally from the toll a catastrophic illness can impart on its’ victims.

I wish we had better options… and a different road.

For more information: Stroke.org

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Planning for 2017 – Is your business ready?

Are you ready for 2017? Is your business plan prepared for the New Year? Have you thought of your 3-6-12 month goals to help keep your business growing or jumpstarting a business that may be floundering.

Here are some suggestions to help you gear up for when the calendar goes from 16 to 17!

  1. Think long and hard. Is your business working? Are you excited to be working as an entrepreneur? Do you believe you can maintain enthusiasm for another year? Do you need help to promote or grow your biz? Or, are you tired and just want to be “done”? There is no shame in doing what is best for you as long as you are true to your self when evaluating your business.
  2. What are your plans for the next year? A good business person has a one year (or more) plan in place.  Breaking it down to 3-6-12 months is often recommended. What do you need or want to do in the first quarter of 2017? The first half of the year? Do you need to expand your business? Do you need to have employees in stead of trying to “do it alone”? Do you need mentoring by say the Small Business Association (SBA)?
  3. What are your challenges? What is holding up progress? Is it time management? If so, use a good calendar or planner to help you stay on track.
  4. Do you need help? Many people can really focus on the nature of their business if they get some simple help, even virtually.  Consider doing that to free up time.
  5. Be creative. Many of us tend to get “stuck”. Order the same products.  Do the same approach to our work day.  Switch it up!

What do you expect in 2017? Let us know! The graphic below if for you to download and organize your year! Good luck!

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author: Louise Masin Sattler, owner of 411 voices media

 

15th anniversary party celebration

15 years ago Maria West and Anita Garcia (along with a few others no longer with BCBC) had a golden idea to start an ALL WOMEN’S networking group. The group switched venues (more times than they would like to count) and the women who attended have changed. Although their remains many “mainstays” with Linda Hirsch, Linda Kahn-Ferrell and Debbie D’Aquino being members with many years of attendance.

This year at the annual Summer picnic we toasted to 15 years of BCBC and here is to 15 more!

 

Fabulous Resources for Network Groups

Looking to be part of a woman’s business leads – generation network group?! We hope that if you are and live in the Beach Cities area of Los Angeles you will consider BCBC. But, regardless we would love to share with you a few of our favorite resources.

MEETUPMeetup.com is a great resource for those looking to associate with people with like interests or to venture in to learning something new!

MASHABLE:  Mashable.com  When it comes to learning about social media and marketing news of the day many industry specialists look towards Peter Cashmore and Mashable. Not only do they report on the newest in technology but also share worldwide information about the “goings on” in the business world.

Read about women involved in networking via Mashable link

FACEBOOK:  Facebook.com  I know you are probably saying to yourself, “DUH!” – but seriously FACEBOOK  is a great way to search local / regional groups that provide resources for lead network groups.  Do your due diligence before you venture out to participating in these groups- whether virtually or IRL (in real life).  Click here for a list of groups with the search words BEACH CITES + NETWORK GROUPS.

LINKEDIN:  Linkedin.com  This is the “grand-daddy” of all business oriented networking opportunities worldwide. The only deal with Linkedin is lately it has been saturated with people who are “less than reputable”- so again, due diligence when interacting online.  Also, if you are seriously seeking employment or enhancing your business consider the premium account offered. (Added payment will be needed.)

The take-away? Read. Learn. Engage. Interact!

 

 

Bio: Louise Masin Sattler is the co-founder of 411 Voices – a media marketing group providing services nationwide.

 

 

 

The Aviva Center – Where Kids Matter Most

The Aviva Center just celebrated its’ 100th birthday! This center is dedicated to helping give children from 2-21 a chance in life. Known for taking “hard cases”.  They offer a multitude of services, including  safe harbor and housing  to tween and teen girls who have  experienced more in their formative years than most adults have ever known. The Aviva Center provides in a structured environment,  24/7 services to girls who have been abused and neglected.

From their website…

“Residents come to Aviva through the Juvenile Court System or Los Angeles County Department of Family and Children’s Services, having experienced horrific physical, sexual and/or emotional abuse. Many have substance abuse issues; histories of being commercially exploited; or criminal records. Aviva staff is specially trained by the Department of Probation to work with commercially, sexually exploited children to support these teens and help them process and heal from their past experiences.”

This month the members of the Beach Cities Breakfast Club participated in a campaign to help provide the AVIVA CENTER youth by providing wardrobe for their end of the year gala aka “The Prom”.

As a group, BCBC collected more than 40 evening dresses and accessories to match.  We had the opportunity to present them to Melissa Tillman from the AVIVA CENTER and learn about the amazing work this organization conducts to not only help youth at risk, but  also offer “foster care to adoption” services and community based wraparound mental health care.

Learn more about how you can help the AVIVA CENTER here.

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Lynette V. and Debbie D. showing off some of the lovely gowns

 

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DL Sweet photographed with one of over 40 dresses contributed to the AVIVA CENTER from BCBC members